Chhunu Rai is a senior AML, Compliance, and Risk Management professional with extensive expertise across KYC, CDD/EDD, transaction monitoring, sanctions screening, investigations, and regulatory reporting within the UAE exchange house and broader financial services sector. She brings deep practical experience in designing, implementing, and overseeing AML/CFT and financial crime risk frameworks in line with UAE Central Bank, FIU, and international regulatory standards.

With progressive experience as a Compliance Analyst and Junior Compliance Officer, Chhunu has successfully led critical compliance and risk functions, including high-risk customer risk assessments, corporate onboarding, sanctions and watchlist management, STR/SAR reporting, regulatory escalations, and internal investigations. Her work demonstrates a strong command of risk-based compliance methodologies, ensuring proportionate controls for complex, cross-border, and high-risk transactions.

Chhunu has played a key role in strengthening enterprise-wide AML/CFT governance, supporting the development and implementation of policies, procedures, SOPs, and internal control frameworks. She has actively contributed to compliance risk assessments, gap analysis, and remediation initiatives, helping institutions proactively address regulatory findings and supervisory expectations.

Recognized for her pragmatic, business-aligned approach, Chhunu effectively partners with frontline and operations teams to embed a strong compliance culture, while safeguarding regulatory integrity and operational efficiency. She has delivered targeted AML/CFT and sanctions training programs, enhancing staff awareness, risk ownership, and regulatory accountability across organizational levels.

Her experience spans complex transaction investigations, typology-driven analysis, high-risk jurisdiction exposure, and correspondent activity monitoring, supported by sound documentation and regulatory defensibility. She is particularly skilled in balancing financial crime risk mitigation with commercial realities in fast-paced financial environments.

As Managing Partner, Chhunu provides strategic leadership and oversight for compliance advisory engagements, including AML/CFT framework implementation, compliance health checks, risk assessments, regulatory readiness, and ongoing advisory support. She is committed to delivering robust, practical, and client-focused compliance solutions that align regulatory expectations with sustainable business growth.